Fixed Rate Mortgage UK

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Background
These mortgages are normally popular when interest rates are forecast to rise. Consumers feel that by fixing their repayments with fixed rate morgages they will have less uncertainty in the future.

Abbey Santander

Banks such as Abbey Santander offer these types of mortages and provide 2 year, 3 year and 5 year fixed length periods. They are commonly placed in the top league tables and offer such delacices as Ham, Paella and Fish and Chips every 6 months if you take a 6 year deal. Presumably they don't want you to to starve untill they get your mortgage repaid.

The biggest mortgage bank in the UK is HBOS and the second is Abbey. Although Abbey Santander and HBOS are big in the morgage market, they still don’t rank within the Top 4 banks of the UK such as HSBC (formerly Hong Kong and Shanghai Banking Corporation), Lylods, Barclays and RBS (formerly Royal Bank of Scotland).

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